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Armando Garcia
Mortgage Loan Officer
Direct: (512) 997-4622
Email: Send Email
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For most of us, building or purchasing a new home is the single largest investment we’ll ever make. Whether the purchase is your first home or your retirement dream, you can trust UFCU to help you with each step.

UFCU is different from any other bank or mortgage company. As a member-owned financial institution, our focus is on improving our members' bottom line – not ours. We offer a wide range of low-cost mortgage products, flexible terms to meet our members’ needs, and expert information on real estate investing through our online Learning Center and ongoing member seminars.

Buying a Home

We have lots of products, but what matters is which one is right for you: your budget, your savings, your current income and debts and your future plans. Online Application and education is one click away!


Refinancing your mortgage can be a smart way to reduce your monthly payments or build equity through a shorter term.  We will help you determine if refinancing is right for you. We have many products.  What matters most is finding the best one to suit your budget, savings, current income and debts, and your future plans. Online application and education is one click away.

Home Equity Loans

Our home equity loans are an easy, low interest way to get the cash you need. You can borrow up to 80% of the market value of the home, minus any liens against the property.

Home Improvements

When it's time to make repairs or major updates to your home, you have many financing options. Consult UFCU's mortgage experts to help guide you in making the best choice for you.

Land Purchase

Found your lot, but not ready to build? We can help.

Armando Garcia, Mortgage Loan Officer NMLS #1065747
University Federal Credit Union NMLS #441215
8303 N MoPac Expressway Ste A105, Austin, TX  78759
Direct:  (512) 997-4622
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